College, Hair, Work & Debt: Never A Dull Moment

Today was fun… Not really. It was long, boring and a waste of time.

Right now, we’re down to one car because Dan’s truck keeps having one problem after another. We could get it fixed. We have the money…¬† But at this point… We aren’t so sure the truck is even worth fixing. We also don’t know how much longer we’ll even be here if Dan’s interviews go well… So, for the time being, we’re working with just the one car. Which for me, means I have to work with Dan’s schedule. Today, it meant going to the college a couple hours early because he was helping his sister with programming homework. I really didn’t want to leave early, but at least I got some work done while we were there.

After I got home from class, we did Maddi’s hair. I have had her new hair extensions for a few days now, but she hadn’t earned them yet. She was having a hard time listening to mom and dad and keeping her room clean. But, today she really tried and I gave her some credit and we did her hair. I do have to admit, I like the quality of her new extensions better than the old ones. Maybe they’re just softer. I don’t know, but I really like them.

And of course, I tried to get a cute picture of her and all she would do is make faces and be a goof for the camera.

Miss Goofy loves her new hair

No idea what's going on here.

Oh god. The four-year-old is doing the duck face.

And, just for fun, all three of the kids.

And yes. Danny has a couple of extensions in too. The poor kid saw me doing Maddi’s extensions and wanted some too. Poor little guy doesn’t understand that it’s a girl thing… So I just let him have a couple of the ones I took out of Maddi’s hair. They just look like highlights on him. Of course, I cut them short to match his hair. He isn’t even three yet. He doesn’t understand that it’s a girly thing. Who am I to tell him no while he sits there and watches his sister get her hair done? He just felt left out.

I have been writing a lot lately.

I have been following a debt payoff plan similar to the Dave Ramsey method. The first step is done. I have $1,000 in savings. I paid off my first debt. I paid off my car. And now I’m working on debt number three out of four. I’ve made so much progress. It’s almost hard to believe that I have paid off so much in such a short period of time, but I really want to eliminate all of my credit cards and other debts. It’s a big deal to have that money freed up each month. That’s money that can be put toward other things, like savings, retirement or just fun. Hell, I’d love to go on a vacation. I’ve never been on a vacation.

That is why I have been writing so much. I made a goal to write three articles per day, every day for the month of march. I don’t have to write them every¬† day, but I have to have the equivalent of three every day. If I want to write six today, I can skip tomorrow. So far, I’ve done well and I’m even a day ahead on all of my articles.

I have been trying to think of it as a real job. No way do I spend eight hours a day on it, but I have been trying to treat it like a “real” job. I haveto finish my three articles every day. No excuses. It has to be done. If I want that debt to keep disappearing… I have to put in the work to make it keep disappearing. It felt so good when I finished the $1,000 savings. It felt even better when I paid off my first debt. It felt even more amazing when I paid off my car.

I have two debts left and my goal is to pay them both off by the end of summer. That is my goal. Sometimes I feel like it’s impossible and I’ll never be able to do it. Other times, I feel like it’s completely manageable and nothing can stop me from doing it. I go back and forth from motivated and determined to overwhelmed and defeated. Regardless of what state of mind I’m in… I do those three articles a day and slowly but surely it adds up. I am 12% of the way through debt #3.

I have been thinking about giving myself “treats” every $250 and $500. Smaller treats for $250 and bigger treats for $500. It might seem lame but I think the four-year-old is on to something with her reward charts! Maybe some new clothes or getting my hair dyed. I don’t know. I’m thinking a $50 treat for the $250 marks and a $100 treat when I hit the $500 mark, paid in cash of course, not credit! I am not using the credit cards as freely as I used to! Not going down that road again!

Anyway, that’s my life as of lately. Making money. Paying off debt. Playing with the kids. Having a grand old time. Never a dull moment.

Comments
3 Responses to “College, Hair, Work & Debt: Never A Dull Moment”
  1. McBoo says:

    What the French, toast??? You’re outta your tree, squirrel!

  2. Krista says:

    Where will you be going? Anchorage? Or somewhere a wee bit warmer?

    Do you mind if I ask about how much you make writing? I just ask because I just started making any money at all. It looks like I’ve made $15. lol One of my articles got 10,040 views, but only 383 count for payments. I’m not really sure why, but whatever.

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